As I have said in a number of my posts even after 30 years as a lawyer these are truly unprecedented times with Brexit and COVID-19. If you are a UK citizen you can come and live in Spain whenever you want, but before the end of the transition period 31.12.20, the residency requirements will be less onerous.
However, due to the current lockdown in the UK, there is a small window for UK citizens who want to come and live in Spain before the end of the transition period, and sadly this window is getting ever smaller.
If you do come and live in Spain and you are living here in Spain before the end of December 2020 you have until March 2021 to make your application for Spanish residency, the government has 3 months to respond, this is why June 2021 has been mentioned.
Therefore a lot of people are initially going to rent a place long term in Spain so that they can have residency as now there isn’t really enough time to buy.
As long as you have a long-term rental agreement which is 12 months or more this will be ok for residency. Some town halls take a shorter rental agreement which is a minimum of 6 months.
I would advise getting myself or another lawyer to look at the contract and negotiate a notice clause in your favour in case that you find a place that you wish to buy in the future. You are also classed as living here if you have the permission of someone to live in their property.
We can open a bank account for you and get your NIE number whilst you are in the UK but of course, you need to be here to get residency.
If you just want a holiday home and are happy to spend 90 days in a 180 day period in Spain then nothing changes and you don’t need to worry save for the fact you would need health insurance when you visit.
Everyone who applies for residency in Spain needs health insurance, apart from those who are entitled to the S1. In the second year, you can join the Spanish health care system the ‘convenios especial’ and it is worth checking this out as it may be cheaper than your private health insurance. I posted about this on our website.
As always this isn’t legal advice and if you need help with an NIE number, bank accounts, residency, and buying or renting a property send me an email [email protected] or visit our website www.justlawsolcitors.com. You can also join my group ‘Spanish Legal Questions by Marisa Moreno’
Remember that when you buy a property in Spain you can choose your own independent lawyer. Make sure your lawyer is properly registered with the Bar here in Spain.
Marisa Moreno Senior Lawyer and Consul for Denmark.